1. About this cookie policy

Monfor Foreign Exchange Limited, trading as Monfor, Monfor Limited, trading as Monfor (“Monfor”, "us", "we", or "our") is the administrator of https://www.monfor.com. We use cookies on our site to provide a safer, faster and more efficient user experience. This policy contains information about what cookies are, the cookies we use, and how to control which cookies are stored on your device.
 

2. What are cookies?

Cookies are widely used on websites to ensure the most efficient and secure user experience possible. Cookies are small, harmless text files that are downloaded to your device’s web browser when you access a website. They allow websites to recognise your device and store some information about your preferences or past actions. 

Cookies usually also have an expiration date. For example, some cookies are automatically deleted when you close your browser (session cookies), while others can be stored longer on your computer, sometimes until you delete them manually (persistent cookies). This site utilises both session and persistent cookies to provide a consistent, streamlined user experience.
 

Cookies come in four categories:

• Strictly necessary cookies: 
  Strictly necessary cookies enable basic website functionality, and our website cannot function optimally without them. For example, they facilitate page navigation, access to secure areas, and search functions.
• Functional cookies:
  Functional cookies allow websites to remember the user input information that would change the way it behaves or looks, such as the region the user is in or the language they select. This helps it function in accordance with the user’s preferences.
• Performance and Analytics cookies:
  Performance and Analytics cookies help website owners understand how visitors interact with their website by collecting and reporting information anonymously. This information allows website owners to develop a better performing website. 
• Targeting cookies:
  Targeting cookies are used to track visitors across websites for marketing purposes. They allow the provider of the cookie to identify trends and patterns in a user’s web behaviour to inform their advertisements or products and make them more targeted.  

3. Which cookies are utilised on our website?

We use strictly necessary, performance and targeting cookie and we use trusted third parties to produce multiple cookies for our site, including:

• Google Analytics: 
  Google Analytics is a web analytics service provided by Google, Inc (“Google”). Google uses cookies to help us analyze how users use our website. The information generated by the cookie about your use of the website will be transmitted to and stored by Google on servers in the United States. Google will truncate/anonymize the last octet of the IP address for Member States of the European Union as well as for other parties to the Agreement on the European Economic Area. Only in exceptional cases, the full IP address is sent to and shortened by Google servers in the USA. On behalf of our website, Google will use this information for the purpose of evaluating your use of our website and compiling reports. Google will not associate your IP address with any other data held by Google. You may refuse the use of these cookies by selecting the appropriate settings on your browser as discussed in this policy under section 4. However, please note that if you do this, you may not be able to use the full functionality of the website. Furthermore you can prevent Google’s collection and use of data (cookies and IP address) by downloading and installing the browser plug-in available under https://tools.google.com/dlpage/gaoptout?hl=en-GB.
  
  Further information concerning the terms and conditions of use and data privacy can be found at http://www.google.com/analytics/terms/gb.html or at https://policies.google.com/?hl=en&gl=uk.
   
• Google reCAPTCHA

We use "Google reCAPTCHA" (hereinafter "reCAPTCHA") on our website. This service is provided by Google Inc., 1600 Amphitheater Parkway, Mountain View, CA 94043, USA ("Google").

reCAPTCHA is used to check whether the data submitted through our website forms has been entered by a human or by an automated program / bot. To do this, reCAPTCHA analyzes the behaviour of the website visitor based on various characteristics. For the analysis, reCAPTCHA evaluates various information (e.g. IP address, how long the visitor has been on the website, or mouse movements made by the user). The data collected during the analysis will be forwarded to Google.

The reCAPTCHA analyses take place completely in the background. Website visitors are not advised that such an analysis is taking place.

Data processing is based on Art. 6 (1) (f) of the GDPR. We, as website operator, have a legitimate interest in protecting our site from fraud.

For more information about Google reCAPTCHA and Google's privacy policy, please visit the following links:
https://www.google.com/intl/de/policies/privacy/ and https://www.google.com/recaptcha/intro/android.html.

4. How can I see which cookies are installed on my device and how can I remove them?

At any time, you can withdraw or change your consent to the cookies on our website by accessing the settings in your web browser.

However, please note that if you delete cookies or refuse to accept them, you might not be able to use all the features we offer, your preferences may not be stored and some of our pages might not display properly. It is highly recommended that for the most secure and efficient user experience when visiting our site that you accept our use of cookies. 

You can find detailed instructions on how to change your preferences in your respective browser via the links below: 

Google Chrome
Internet explorer
Mozilla Firefox
Safari (Desktop)
Safari (Mobile)
Android browser
Opera

5. Who can I contact?

Further information In the event that you have any questions, comments or concerns regarding this Cookie Policy, please contact our Data Protection Officer through the following methods: Email: [email protected] Letter: Attn: Monfor Data Protection Officer, Monfor Ltd, Admin Office, The Old Mill, Kings Mill Lane, South Nutfield, Surrey, UK, RH1 5NB.  Our policies are also available in PDF format, please email [email protected] to request the one you’d like.